Dealing with Creditors
In Dallas, Garland, Irving and Mesquite, Texas
Anyone who ever missed a deadline or defaulted on a loan will tell you its no fun dealing with creditors. Harassing phone calls, threatening letters, and negative marks on your credit are just the tip of the iceberg.
Creditors will go to great lengths to get their money, and you are left dodging harassment until you can afford to pay. The good news is that you don't have to put up with the intimidation.
The Federal Debt Collection Practices Act and similar state-specific laws were written to protect your privacy by strictly regulating the manner in which creditors can approach and contact debtors. Time restrictions, location restrictions, and manner of contact are subject to scrutiny.
Creditors are also regulated in how they can obtain current information about you. Texas Bankruptcy attorney Billy D. Price can provide all of the information you need to protect your privacy and to file bankruptcy.
If you believe you are being mistreated by a creditor, you can contact the Consumer Response Center’s Consumer Complaint Line at 1-877-382-4357, or go online to www.ftc.gov
What is considered harassment and prohibited by law?
- Violent threats of physical action
- Threats of slander or libel
- Threats to damage personal property
- Obscene or profane actions or language
- Threatening to damage one’s reputation
- Threatening to publicize loan default
- Placing a disturbing amount of phone calls
- Calling place of employment after being asked to stop
Once you notify creditors that you are being represented by a bankruptcy attorney, they are not permitted to contact you!
Get harassing creditors off your back. Call expert bankruptcy attorney Billy D. Price today to file bankruptcy and for your free financial recovery consultation 214.696.9601.
